Choosing the right virtual card can help you avoid declines on TikTok Ads. In practice, the platform typically accepts debit and credit cards, especially if they’re designated as virtual cards for online expenses. The card’s BIN (Bank Identification Number) also plays a key role. Ideal BINs indicate that the card operates on Visa or Mastercard networks and is issued in the U.S., Germany (EU), or the U.K. Some financial providers offer virtual cards specifically for TikTok Ads, including options from PSTNET, MyBrocard, and Abcard (AnyBill). Here’s a look at these providers:
1. PSTNET
PSTNET’s virtual cards are tailored for media buyers, preconfigured to work with advertising platforms. Users can choose from virtual debit or virtual credit cards for TikTok Ads. All cards come with the right attributes to match TikTok’s requirements. Plus, there’s no limit to the number of cards you can issue.
Key benefits include zero fees for transactions, withdrawals, and operations on frozen or blocked cards. PSTNET also offers team features and expense analytics tools.
Additionally, their PST Private membership program gives a 3% cashback on ad spending, available through a subscription. This program includes extra perks for media buyers, like up to 100 free cards per month and a low 3% fee on balance top-ups.
Highlights:
- Payment Networks: Visa/Mastercard
- BIN Options: Over 25 trusted BINs from U.S. and European banks
- BIN Checker: Free BIN check tool on their site
- Funding Methods: Supports 18 cryptocurrencies (BTC, USDT TRC 20, ERC 20, etc.), SWIFT/SEPA bank transfers, and other Visa/Mastercard cards
- Registration: 1-minute signup with Apple ID, Google account, Telegram, WhatsApp, or email
- Customer Support: Available 24/7 on Telegram, WhatsApp, and live chat
2. MyBrocard
MyBrocard is another virtual card service designed for media buying. One of its standout features is the unlimited card issuance, and new users can issue their first 50 cards for free. Pricing for additional cards depends on the BIN selected. Users can choose cards themselves, but MyBrocard’s support team can assist with card selection via chat.
Cards are issued instantly after topping up the account with a minimum of $500, which then goes to the user’s main balance to fund individual cards. MyBrocard also has a cashback program available if the decline rate stays under 10%. However, if the decline rate goes above 25%, all cards linked to the account may be blocked within 24 hours.
Highlights:
- Payment Networks: Visa/Mastercard
- BIN Options: Over 20 BINs, including the U.S., Estonia, U.K., and Colombia
- Funding Methods: USDT (TRC20 and ERC20) and partner services
- Registration: Takes 24 hours, includes a standard form and KYC process (photo ID verification)
- Customer Support: 24/7 live chat
3. Abcard (AnyBill)
Abcard.io, also known as AnyBill, is a virtual card service for ad payments, offering debit cards that can be issued in unlimited numbers. To activate each card, users must deposit a minimum of $500 per virtual card.
Abcard’s user dashboard includes team functions and detailed financial reporting. They charge zero transaction fees but have a 4.5% top-up fee and a 7% fee for declined transactions.
Highlights:
- Payment Networks: Visa/Mastercard/UnionPay
- BIN Options: Five BINs from U.S., European, and U.K. banks, including the U.S., Estonia, U.K., and Colombia
- Funding Methods: USDT (TRC20, ERC20)
- Registration: 1-hour process with a standard registration form and Telegram bot account verification
- Customer Support: 24/7 live chat and email support
Special virtual cards designed for TikTok Ads reduce declines significantly. These cards typically have the right BINs and are issued by banks in the U.S., Europe, or the U.K. They operate on Visa/Mastercard networks and are suited for dollar transactions.
Each service in this review — PSTNET, MyBrocard, and Abcard (AnyBill), offers virtual cards that meet these criteria. Beyond just paying for ads, they also provide perks. PSTNET stands out with its 3% cashback, free BIN checker, and zero transaction and decline fees, plus up to 100 free cards per month. MyBrocard offers 50 free cards and cashback, while Abcard.io allows for unlimited card issuance.
All cards from these providers are compatible with TikTok Ads and can be used on other popular ad platforms too. Just be sure to keep up with TikTok’s policies to ensure your campaigns run smoothly.
